PUBLIC NOTICE STATE OF ALABAMA COUNTY OF

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10/29/2026
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PUBLIC NOTICE

STATE OF ALABAMA
COUNTY OF TALLAPOOSA
NOTICE OF MORTGAGE FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage and security agreement executed by COURTNEY NICOLE RIGGANS, unmarried, on the 4th day of June 2021, to VANDERBILT MORTGAGE AND FINANCE, INC., as recorded in Doc. #357114 in the office of the Probate Judge of Tallapoosa County, Alabama; VANDERBILT MORTGAGE AND FINANCE, INC., as Mortgagee, by reason of such default having declared all of the indebtedness secured by said mortgage and security agreement due and payable and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage and security agreement, and as authorized by Section 7-9A-604(a)(2) of the Code of Alabama of 1975 as amended, VANDERBILT MORTGAGE AND FINANCE, INC., as Mortgagee, will sell at public outcry, for cash to the highest bidder, in front of the Courthouse door, in the City of Dadeville, Tallapoosa County, Alabama, during the legal hours of sale on November 18, 2026, the following described real and personal property situated in Tallapoosa County, Alabama, to-wit:
Commencing at a 4x4 inch concrete monument in place, accepted as the Southwest corner of Section 18, Township 23 North, Range 21 East, Tallapoosa County, Alabama; thence proceed South 88°07’13” East a distance of 654.02 feet to a 1/2 inch rebar in place; thence North 00°04’22” East a distance of 668.22 feet to a 1/2 inch capped rebar in place (Ballard); thence North 51°11’59” East a distance of 97.65 feet to a point; thence North 59°13’14” East a distance of 67.43 feet to a point; thence North 53°05’09” East a distance of 78.03 feet to a point; thence North 46°51’16” East a distance of 73.15 feet to a point; thence North 41°43’15” East a distance of 71.37 feet to a point; thence North 36°40’56” East a distance of 84.83 feet to a point; thence North 29°53’59” East a distance of 100.97 feet to a point; thence North 21°41’27” East a distance of 122.26 feet to a point; thence North 16°51’00” East a distance of 131.52 feet to a point; thence North 14°41’32” East a distance of 96.15 feet to a point; thence North 08°35’42” East a distance of 305.13 feet to a point; thence North 01°43’50” East a distance of 46.99 feet to a 1/2 inch rebar set; thence North 89°39’23” West a distance of 80.02 feet to a 1/2 inch rebar set on the Westerly ROW of Hix Road, said point being the POINT OF BEGINNING; from this beginning point proceed along the West ROW of Hix Road the following chord bearings and distances: South 01°43’50” West a distance of 40.26 feet to a point; thence South 08°35’42” West a distance of 296.07 feet to a point; thence South 14°41’32” West a distance of 90.39 feet to a point; thence South 16°51’00” West a distance of 126.63 feet to a point; thence South 21°41’27” West a distance of 113.41 feet to a point; thence South 29°53’59” West a distance of 90.49 feet to a point; thence South 36°22’38” West a distance of 100.94 feet to a 1/2 inch capped rebar in place (Ballard); thence leaving said ROW North 10°15’30” East a distance of 820.21 feet to a 1/2 inch capped rebar in place (Ballard); thence South 89°39’23” East a distance of 105.82 feet to the Point of Beginning.
ALSO, one (1) 2021 Southern manufactured home, Serial Nos. SAD030943ALA and SAD030943ALB;
together with the hereditaments and appurtenances thereunto belonging and all fixtures now attached to and used in connection with the premises herein described.
This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the county where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
Said sale will be made subject to any existing Federal Tax Lien, if any, and/or Special Assessments, if any, which might adversely affect the title to the subject property.
Said sale will be made for the purpose of paying the indebtedness secured by the above-described mortgage, and the proceeds thereof will be applied as provided by the terms of the said mortgage. This sale is subject to postponement or cancellation; contact Margery Oglesby at the phone number shown below prior to attending the sale.

Lori C. Baird
Attorney for Vanderbilt Mortgage and Finance, Inc.
ROSEN HARWOOD, P.A.
2200 Jack Warner Pkwy
Ste 200
P.O. Box 2727
Tuscaloosa, AL 35403
(205) 344-5000

Dadeville Record:
Oct. 29, Nov. 5 and 12, 2026
54966.611