PUBLIC NOTICE STATE OF ALABAMA COUNTY OF

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9/10/2026
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PUBLIC NOTICE

STATE OF ALABAMA
COUNTY OF TALLAPOOSA

NOTICE OF MORTGAGE FORECLOSURE SALE

Default having been made in the payment of the indebtedness secured by that certain mortgage and security agreement executed by JERRIC NYROD SMITH and JAMILLE SERENTHIA WASHINGTON, a married couple, on the 22nd day of April 2024, to 21ST MORTGAGE CORPORATION, as recorded in Document No. 380065 in the office of the Probate Judge of Tallapoosa County, Alabama; 21ST MORTGAGE CORPORATION, as Mortgagee, by reason of such default having declared all of the indebtedness secured by said mortgage and security agreement due and payable and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage and security agreement, and as authorized by Section 7-9A-604(a)(2) of the Code of Alabama of 1975 as amended, 21ST MORTGAGE CORPORATION, as Mortgagee, will sell at public outcry, for cash to the highest bidder, in front of the Courthouse door, in the City of Dadeville, Tallapoosa County, Alabama, during the legal hours of sale on September 30 2026, the following described real and personal property situated in Tallapoosa County, Alabama, to-wit:

Commence at the Southeast corner of the Northeast Quarter of Section 22, T19N, R22E, Tallapoosa County, Alabama; thence N 85 deg. 36 min. 51 sec. W 885.08 feet to a point; thence S 17 deg. 37 min. 26 sec. W 182.12 feet to an existing 1/2” rebar iron pin with cap marked “S.D. Martin, CA-563” situated on the Westerly 80 foot Right-of-Way margin of a county road known as Elkins Road, which is the Point of Beginning at the Northeast corner of parcel of land described herein; thence proceed S 17 deg. 37 min. 09 sec. W 130.00 feet along said Right-of-Way margin to a 1/2” rebar set; thence leave said Right-of-Way margin of Elkins Road and proceed N 73 deg. 23 min. 29 sec. W 360.56 feet to a 1/2” rebar set at old wire fence; thence proceed in the general direction of said fence line N 22 deg. 31 min. 32 sec. E 168.33 feet to an existing 1/2” rebar (Martin); thence leave fence line and proceed S 67 deg. 12 min. 15 sec. E 347.52 feet to the Point of Beginning. Said parcel contains 1.21 acres, more or less, lying in and being a part of the Northeast Quarter of the Southeast Quarter of Section 22, T19N, R22E, Tallapoosa County, Alabama.

INCLUDING a security interest in one (1) 2023 Destiny 60’ x 28’ manufactured home, Serial No. DES290GA2212288AB;
together with the hereditaments and appurtenances thereunto belonging and all fixtures now attached to and used in connection with the premises herein described.

This property will be sold on an “as is, where is” basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the office of the Judge of Probate of the county where the above-described property is situated. This property will be sold without warranty or recourse, expressed or implied as to title, use and/or enjoyment and will be sold subject to the right of redemption of all parties entitled thereto.

Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.

Said sale will be made subject to any existing Federal Tax Lien, if any, and/or Special Assessments, if any, which might adversely affect the title to the subject property.

Said sale will be made for the purpose of paying the indebtedness secured by the above-described mortgage, and the proceeds thereof will be applied as provided by the terms of the said mortgage. This sale is subject to postponement or cancellation; contact Margery Oglesby at the phone number shown below prior to attending the sale.

Kristofor D. Sodergren
Attorney for 21st Mortgage Corporation
ROSEN HARWOOD, P.A.
2200 Jack Warner Pkwy Ste 200
P.O. Box 2727
Tuscaloosa, AL 35403
(205) 344-5000

Dadeville Record:
Sept. 10, 17 and 24, 2026
55904.343